Mount Vernon Homes under $300,000

Welcome to Mount Vernon, Indiana, a charming city nestled in Posey County, where the warmth of small-town living meets the convenience of modern amenities. Known for its picturesque landscapes and a friendly community spirit, Mount Vernon offers residents a unique blend of tranquility and vibrancy. With the Ohio River gracefully winding through the area, outdoor enthusiasts will appreciate the numerous parks and recreational opportunities available, from scenic walking trails to boating adventures.

Mount Vernon is not just a beautiful place to live; it's also an affordable one. For those seeking to plant roots in this delightful city, there are a variety of homes available for under $300,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, you’ll find an array of charming properties that cater to various lifestyles and preferences. From cozy single-family homes with lush yards to modern townhouses that boast contemporary finishes, there’s something for everyone.

The local schools are highly regarded, making Mount Vernon a perfect choice for families. With a strong sense of community and a calendar full of local events, including farmers' markets and seasonal festivals, residents here enjoy a rich, engaging lifestyle.

If you're considering making a move, Mount Vernon, IN, offers an inviting atmosphere and a range of affordable housing options that make it an ideal place to call home. Come explore the possibilities and discover why so many have chosen to settle in this lovely city!

Newest Mount Vernon Homes under $300,000

$249,500

3 Beds ⋅ 2 Baths ⋅ 202639531 MLS ⋅ 1,330 SqFt. ⋅ Doug Howie

FULL-BRICK RANCH + ONE-LEVEL LIVING + OVERSIZED CORNER LOT! Welcome to 10300 Eastgate Dr S, where comfortable one-level living, a spacious lot, and a convenient west-side location come together. This freshly painted 3-bedroom, 2-full-bath home offers 1,330 square feet on one level, a spacious attached garage, and a wood-burning fireplace—all tucked into a quiet, established subdivision. Step through the new entry door into a freshly painted interior and an inviting floor plan designed for easy everyday living. The wood-burning fireplace creates a warm focal point and the perfect spot to gather on cool evenings. With all three bedrooms, both full baths, and the main living spaces conveniently located on one floor, this full-brick ranch offers the simplicity and functionality of true single-level living. Outside, the oversized corner lot provides plenty of room to enjoy the outdoors, while a large backyard shed adds valuable storage for lawn equipment, tools, bikes, and more. The spacious attached garage provides even more room for vehicles and storage. Location adds to the appeal. The home is conveniently situated near the University of Southern Indiana (USI), west-side shopping, dining, and everyday amenities, while also providing a convenient commute to Mt. Vernon and area manufacturing facilities. If you've been searching for a 3-bedroom, 2-bath full-brick ranch near USI with one-level living, an attached garage, generous yard space, and a quiet neighborhood setting, 10300 Eastgate Dr S deserves a closer look.

10300 S Eastgate Dr, Mount Vernon

Listing courtesy of Doug Howie from eXp Realty, LLC. Cell: 812-545-7755

$268,000

3 Beds ⋅ 2 Baths ⋅ 202639176 MLS ⋅ 2,107 SqFt. ⋅ Alyssa Luttrull

Set on 2.04 wooded acres in the St. Phillips area on a dead end road, this 3-bedroom, 2-bath ranch offers 2,107 square feet of living space, a spacious backyard, and plenty of room to enjoy the outdoors. The home offers a comfortable blend of character and functionality with the convenience of a 2-car attached garage. Inside, you'll find a spacious dining room, comfortable living area, and a gas log fireplace that creates a warm and inviting gathering space. The home has been refreshed with new flooring and paint throughout, providing a clean, updated feel while leaving room for the next owners to make the space their own. Step outside and you'll find one of the property's standout features, a spectacular approximately 65-foot deck overlooking the backyard and surrounding woods. With acreage to enjoy, there's plenty of space for outdoor activities, entertaining, or simply taking in the peaceful wooded setting.

10624 Altheide Rd, Mount Vernon

Listing courtesy of Alyssa Luttrull from ERA FIRST ADVANTAGE REALTY, INC. Office: 812-858-2400

$219,900

3 Beds ⋅ 2 Baths ⋅ 202638967 MLS ⋅ 1,200 SqFt. ⋅ Bailee Perry-Edmond

This well-maintained home is a ranch-style and features a functional floor plan with three bedrooms and two full bathrooms. The living room features vaulted ceilings, and the kitchen includes stainless steel appliances. Outside, you’ll find a fenced backyard with an above-ground pool, deck, and patio area. The home also includes an attached garage.

6200 Chesapeake Dr, Mount Vernon

Listing courtesy of Bailee Perry-Edmond from Key Associates Signature Realty. Cell: 812-449-9836

$229,900

3 Beds ⋅ 2 Baths ⋅ 202638427 MLS ⋅ 2,029 SqFt. ⋅ Stephanie Robles

Beautifully renovated and restored historic masterpiece located centrally in the heart of Mount Vernon. Welcome to the lovely 3 bedroom 2 bathroom Italiante-style home featuring luxurious space with endless updates and upgrades. Newer roof, newer HVAC, newer windows, updated plumbing and electrical, new sidewalks and meticulously curated landscaping. Enjoy all the convenience of this homes modern updates that delicately preserve the historic charm. From the restored cornices and the preserved brick exterior to the cozy private patio and sprawling yard space, you will find the comfort and grace that inspires your home search to end here! Expansive living room layout complete with electric fireplace leading into the spacious well planned kitchen and dining areas, where updated appliances make daily living a breeze. Main level bedrooms have larger layouts for space and design ease as well as the upper level primary bedroom with sitting cove, full bath and gorgeous river front views. Let this charming nostalgic historic property be your new destination home!

219 E 2nd St, Mount Vernon

Listing courtesy of Stephanie Robles from KELLER WILLIAMS CAPITAL REALTY. Cell: 812-449-6565

2880 Oliver Springfield Rd, Mount Vernon

$179,900

2 Beds ⋅ 1 Baths ⋅ 202637834 MLS ⋅ 1,223 SqFt. ⋅ Mia Dix

Welcome to a beautifully refreshed home situated on .80 acre, where thoughtful updates, comfortable living spaces and touches of original character come together. Offering 1,223 finished square feet, the home features 2 bedrooms, 1 full bath and an additional den/flex room. Extensive renovations completed in 2026 have transformed nearly every corner while preserving details that give the home its personality. The bright, open living area features brand-new carpeting, fresh paint and updated lighting, along with a unique exposed-brick shelving detail intentionally incorporated to showcase a piece of the home's original character. New flooring continues throughout the home with new carpeting and padding, complemented by new LVP flooring in the kitchen and bath. The completely remodeled kitchen features navy cabinetry, butcher-block countertops, new backsplash, sink and faucet, gold-tone hardware, pantry shelving and a beautiful sliding barn-style pantry door. Refrigerator, gas range/oven, dishwasher and over-the-range microwave remain. The bathroom has also been completely remodeled with a new tub/shower, vanity, fixtures and finishes. A spacious dedicated laundry/utility room provides additional functionality and everyday convenience. Additional improvements include new drywall, extensive electrical updates, new outlets, switches and GFCIs, new interior and exterior doors, select new windows, new plumbing in the laundry/utility area and a new 40-gallon electric water heater. Exterior improvements include new vinyl siding, gutters and downspouts, exterior lighting, drainage work and landscaping improvements. Outside, the .80-acre setting offers mature trees and plenty of usable yard space, along with a substantial 735 sq. ft. outbuilding and an additional 249 sq. ft. of attached open storage, providing nearly 1,000 sq. ft. of combined space for equipment, hobbies and storage. (*An additional .34± adjoining acre is currently in process; contact the Posey County Assessor for additional information*). With substantial improvements already completed inside and out, this property offers a fresh new beginning and is truly turnkey ready to call home.

2880 Oliver Springfield Rd, Mount Vernon

Listing courtesy of Mia Dix from ERA FIRST ADVANTAGE REALTY, INC. Office: 812-473-4663

$199,900

2 Beds ⋅ 3 Baths ⋅ 202637409 MLS ⋅ 1,592 SqFt. ⋅ Shaun Angel

Welcome to 1524 Lark Lane, located on a dead-end street in Mount Vernon’s Birdland neighborhood, formally known as Country Terrace. The main level offers an open living room and kitchen area, a primary bedroom, full bathroom, additional half bathroom, separate laundry room, and utility room. Upstairs, you’ll find the second bedroom, another full bathroom, bonus room, and loft space—providing plenty of flexibility for an office, playroom, or hobby area. Outside, enjoy the welcoming front porch, a backyard with a private feel, and an attached one-car garage. The property also features an impressive 18-by-48-foot pole barn with a large loft area, ideal for storage, hobbies, or workshop space. This property is being sold as-is.

1524 Lark Ln, Mount Vernon

Listing courtesy of Shaun Angel from RE/MAX REVOLUTION. cell: 812-568-7371

$169,900

4 Beds ⋅ 1 Baths ⋅ 202637400 MLS ⋅ 1,404 SqFt. ⋅ A.J. Naas

Hurry! Meticulously maintained 4 bedroom bungalow charmer! In the heart of Mt. Vernon, Go Wildcats! Adorable house built in 2018. Loads of square footage with nice sized rooms including one full spacious bathroom and is move in ready. Back yard oasis and entertainers delight with an inviting pool, 3 storage sheds and fully fenced in yard with plenty of possibilities. Separate laundry room right off the eat in kitchen. Located on a quiet street on large corner lot! Enjoy fall evenings on your picturesque front porch, Don't miss your opportunity to own this well loved home!

902 E Second St, Mount Vernon

Listing courtesy of A.J. Naas from F.C. TUCKER EMGE. Cell: 812-459-5935

$160,000

3 Beds ⋅ 1 Baths ⋅ 202637328 MLS ⋅ 1,155 SqFt. ⋅ Shaun Angel

This 3 bed, 1 bath home is updated, well maintained, and conveniently located on the east end of Mt. Vernon. Enter into the spacious living room with great natural light and updated LVP flooring. The kitchen features a butcher block island and decorative mosaic backsplash with an adjacent large laundry room and double door pantry. The three bedrooms have updated carpet, all with large closets for additonal storage, and the hallway bathroom has an updated vanity, lighting, and mirror. There is a carport leading to the attached 1 car garage, and the back yard is flat with a new steel sided yardbarn with roll up door for additional storage.

823 E Sherman St, Mount Vernon

Listing courtesy of Shaun Angel from RE/MAX REVOLUTION. cell: 812-568-7371

$279,000

1 Beds ⋅ 1 Baths ⋅ 202636148 MLS ⋅ 741 SqFt. ⋅ Sadye Michaels

A Sportsman’s Paradise on 20.84 Acres! Welcome to your own private outdoorsman’s retreat in beautiful rural Posey County! Situated on approximately 20.84 heavily wooded acres, this unique property offers an exceptional setting for hunting, wildlife watching, weekend getaways, or simply escaping the hustle and enjoying the peace and quiet of the great outdoors. The property features a reconstructed 1-bedroom, 1-bath barndominium, providing a comfortable home base after a day in the woods. With abundant timber and natural habitat, the acreage offers excellent potential for deer hunting and observing a variety of native wildlife and birds. Already equipped with a private well with a new pump and an existing septic system, the property combines rustic seclusion with important improvements already in place. Looking for something more permanent? There is also cleared space offering potential for a larger new home, modular home, or other permitted residential improvements, giving the next owner plenty of possibilities for the future. Whether you're searching for a hunting property, recreational retreat, weekend getaway, or peaceful country homestead, this property offers the acreage, privacy, woods, and versatility outdoor enthusiasts are looking for. 20.84 acres. Woods. Wildlife. Privacy. Your own piece of the great outdoors. Don't miss this rare opportunity to make this Posey County sportsman’s retreat your own!

9504 S Raben Rd, Mount Vernon

Listing courtesy of Sadye Michaels from Berkshire Hathaway HomeServices Indiana Realty. Cell: 812-589-7241

$240,000

3 Beds ⋅ 2 Baths ⋅ 202636074 MLS ⋅ 2,376 SqFt. ⋅ Jaycob Stewart-Givens

Welcome to 314 Riviera Drive! This inviting brick ranch offers three spacious bedrooms, one full bathroom, one half bathroom, an attached one-car garage, and a full finished basement for plenty of additional living space. Beautifully refreshed throughout, this home features fresh interior paint and new LVP flooring, complimented by refinished hardwood floors in the bedrooms. These thoughtful updates give the home a fresh, modern feel while preserving the warmth and character. The eat-in kitchen features new cabinets and countertops, creating a comfortable setup for everyday living and entertaining. The waterproofed, finished basement provides additional versatile space. Out back, enjoy a fully fenced yard and an impressive and partially shaded composite deck complete with built-in seating and an outdoor ceiling fan. Combining classic brick construction, attractive updates, abundant living space, and a backyard built to enjoy, 314 Riviera Drive is ready for its next owner!

314 Riviera Dr, Mount Vernon

Listing courtesy of Jaycob Stewart-Givens from F.C. TUCKER EMGE. Cell: 812-215-6505

$133,400

4 Beds ⋅ 2 Baths ⋅ 202635619 MLS ⋅ 2,304 SqFt. ⋅ Andrea Clark

Welcome home to this spacious one-and-a-half-story home nestled in the heart of Mount Vernon! With more than 2,300 square feet of living space, there’s plenty of room to spread out and make it your own. Inside, you’ll find four bedrooms, two full bathrooms, convenient laundry hookups, and a kitchen with appliances that remain with the home. The generous floor plan offers plenty of possibilities for comfortable everyday living, entertaining, or creating spaces that fit your lifestyle. While the home could benefit from some additional updates and personal touches, much of the opportunity is already here—just waiting for someone to add their own style and make it feel like home. Conveniently located near everything Mount Vernon has to offer, this could be the one you’ve been waiting for!

908 W Fourth St, Mount Vernon

Listing courtesy of Andrea Clark from Elite Home and Land Realty.

$144,900

3 Beds ⋅ 1 Baths ⋅ 202635078 MLS ⋅ 1,174 SqFt. ⋅ Grant Waldroup

Freshly remodeled 3 bedroom home located on a corner lot. Loaded with new updates throughout makes this home move in ready! Interior features tall ceilings, low maintenance vinyl plank flooring, all new interior doors & trim, new light fixtures and ceiling fans. Kitchen features new white cabinetry, countertops and new appliance package. Brand new bathroom with has a functional setup and built-in shelves for towels. 2 main floor bedrooms are both nicely sized and large windows for natural lighting. Upstairs features the 3rd bedroom with dormer and walk-in closet. Full unfinished basement has been painted and new lighting installed. Home has newer furnace & a/c. New Water Heater and all new plumbing lines & drain lines. Home has vinyl replacement windows throughout. Brand new dimensional shingled roof. Home also has a main floor laundry setup, perfect for stacking front loaders. Updated 100 amp electrical breaker panel.

631 W 8th St, Mount Vernon

Listing courtesy of Grant Waldroup from F.C. TUCKER EMGE. Office: 812-386-6200

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.